Annual Report of the Charity for the year ending 31st March 2020


Membership: The Charity has 62 members of which all are full members as per the definition of “members” in the constitution. Membership shows a net decrease of 7. Two of these sponsors who were with the Charity for over 10 years gave notification of their decision to leave, but no specific reasons for leaving were given. 4 sponsors gave up sponsoring after their child finished school. 1 Sponsor just disappeared. No new sponsors came forward.

Sponsored Children: There are currently 72 children being sponsored; this is a decrease of 20 compared to last year. 11children left the Charity through age or through locating to areas of Nepal we cannot access for logistical reasons. 4 children were deemed to have changed circumstances which meant they no longer needed the Charity’s help. 5 children were passed onto the FE Charity

Financial report: A full copy of the accounts is available to any member who wishes to request a copy. If any member wishes to inspect the actual account books, please contact Raji, the Treasurer to arrange suitable organisational details.
1. Summary of accounts: Income = £26688.18 (this includes £5396.57 reclaimed under the Gift Aid scheme) Money sent to Nepal = £23822.24. Charity expenses were £207.24 for stamps and £195.00 for bank transfer fees. The remaining £2463.70 will be sent next month.
2. Notes about money sent to Nepal and Expenditure in Nepal
a. Every penny donated by every individual sponsor continues to be passed on to their sponsored child either directly in cash, or by Laxmi, our manager paying school fees and expenses for school directly. Laxmi uses her discretion as to whether she gives the family cash directly or whether she pays fees on behalf of children. This judgement is based on the family circumstances and is usually associated with the possible misuse of funds by parents. If you would like precise details of how your money is passed on to your child, please contact Laxmi for a copy of her accounts for your child.
b. The staff salaries and Office costs in Nepal continue to be paid for by donations by the Secretary and Treasurer... This is our way of ensuring that grandparents and Laxmi get the money they need without it being a gift; it is earned from renting a room in our family home and by Laxmi working for the Charity.
c. Over £1000 from the Gift Aid Tax Reclaim money was used to continue the sponsorship of those children unlucky enough to lose their sponsors during the year.
d. £2,700 of the funds from the Gift Aid reclaim have been used during the year to help with the continued rebuilding of homes lost in the 2015 earthquakes
e. All other Gift Aid money and Charity reserves were used to help children and the primary carer who needed small grants for medical issues
f. Thank you to those members who were able to add a pound each month to their donation to their child. This has greatly helped in the struggle to meet the rising costs of education.
Management and Direction of the Charity:
• Laxmi has had yet another really difficult year. A close family member still needs dialysis twice a week and has had to be admitted to hospital several times during the year. Her father-in-law suffered a stroke and needs constant care. Her husband only has occasional part-time jobs. We can only apologise for the time it takes Laxmi to gather and send letters.
• There has been a huge exodus of working age adults from Nepal, many going to the Middle East while there are also jobs on offer in India, Malaysia and Korea. It is estimated that over 1 million Nepalese are now working abroad! Some of the children who left the Charity because of age appear to have followed this foreign route into employment and others left to fill jobs vacated in Kathmandu by the departing migrants.
• Kirtipur, in terms of population is now a much more settled place; there are not as many rural people coming to live in the Municipality and those who came since the Maoist troubles and the earthquakes of 2015 have mostly returned to their villages. Kirtipur is fairly stable politically but the country as a whole appears to be slowly descending into greater mis-management and there is even talk of the King being returned to the Throne!
• The biggest difference for ordinary people in Kirtipur is the enormous inflation. Daily wage rates are up from less than £1 a day 2 years ago for labourers to about £1.80 today. Another example is that teachers and nurses now earn on average £103 per month, about double in 3 years. The cost of food and fuel has also rocked. A 4 stone sack of rice in the UK costs about £24. It is nearly £18 in Nepal and it will only feed a family of 4 for about 1 month. The gas to cook it with had risen to about £17 a bottle and this lasts about a month. All other foods have risen in price.
• The costs of education have gone up from about £10 a month for a year 6 pupil in 2005 to £30 on average a month now. All associated costs have gone up; uniforms, exams and the extras they charge for sports and science. Laxmi has managed to keep costs down by paying in advance (using Gift Aid money from the general funds) and by grouping fees together and negotiating hard with the school. She has achieved some discounts of nearly 30% this way but it does take a lot of her time having to meet with school committees.
• A good trend that has continued is that 5 young people who qualified as nurses, a teacher and as a radiographer are continuing or have started to sponsor a child for education…and not just a child from their immediate family, but through Laxmi and based on the child’s need. Well done to Rustina, Manju, Lisa, Monika and Sajesh. They have come from very poor backgrounds, do not yet earn big salaries but give the equivalent of £10 a month to sponsor their child; a truly wonderful example to others. Sadly I can’t get Gift Aid on these donations!
• We have counted the number of sponsors who have visited Nepal since they joined the Charity. The number is 36! Some of these have visited more than once. Laxmi always asks if they would like to inspect her books and a few have taken advantage of this opportunity. We are pleased they have been satisfied with what they saw and also pleased that the Nepalese Government Department for Communities who audit the Charity books in Nepal have also given Laxmi praise for how she keeps the money safe…even if they have doubled their price for the cost of this required audit!
• A few children who were sponsored have had to be left to find their own way in life after the school leaving certificate at about 16 years of age. They did not get high enough marks to have a realistic chance of getting into a good FE establishment without greatly inflated fees which are, quite frankly, beyond the FE Charity. We had to close the handbag and tailoring classes after the earthquakes, as we could not find premises and cannot reopen these classes as others in Kathmandu have now copied our ideas and taken our markets. I cannot import the bags and sell them on the markets “like what I used to”! This is very sad but at least the children can all read and write and speak some English… most now have jobs even if they are lowly paid.
• Please ask all your friends to view and like our Facebook page, Images of Nepal Charity. We need to find up to 15 new sponsors as Laxmi knows a lot of children who need help. If we can get to 1000 “likes” (we are currently at 410) we can get some free advertising and this can only help us to get the new sponsors.

Kevin Smith / Secretary / 28th March 2020



Annual Report of the Charity for the year ending 31st March 2019

Membership: The Charity has 69 members of which all are full members as per the definition of “members” in the constitution. Membership shows a net decrease of 2. Two of these sponsors who were with the Charity for over 10 years gave notification of their decision to leave, but no specific reasons for leaving were given. 2 sponsors gave up sponsoring after their child finished school. 2 new sponsors came forward.

Sponsored Children: There are currently 92 children being sponsored; this is an increase of 2 compared to last year. Four children left the Charity through age or through locating to areas of Nepal we cannot access for logistical reasons. Three children were deemed to have changed circumstances which meant they no longer needed the Charity’s help. One girl ran away to get married! Nine new children were brought into the Charity.

Financial report: A full copy of the accounts is available to any member who wishes to request a copy. If any member wishes to inspect the actual account books, please contact Raji, the Treasurer to arrange suitable organisational details.
1. Summary of accounts: Income = £24,668.35 (this includes £4,312.45 reclaimed under the Gift Aid scheme) Money sent to Nepal = £24,750.00. All Charity expenses, including bank charges were paid by the Secretary and Treasurer.
2. Notes about money sent to Nepal and Expenditure in Nepal
a. Every penny donated by every individual sponsor continues to be passed on to their sponsored child either directly in cash, or by Laxmi, our manager paying school fees and expenses for school directly. Laxmi uses her discretion as to whether she gives the family cash directly or whether she pays fees on behalf of children. This judgement is based on the family circumstances and is usually associated with the possible misuse of funds by parents. If you would like precise details of how your money is passed on to your child, please contact Laxmi for a copy of her accounts for your child.
b. The staff salaries and Office costs continue to be paid for by donations by the Secretary and Treasurer... This is our way of ensuring that grandparents and Laxmi get the money they need without it being a gift; it is earned from renting a room in our family home and by Laxmi working for the Charity.
c. Over £2000 of the funds from the Gift Aid reclaim have been used to help the rebuilding of homes lost in the 2015 earthquakes
d. All other Gift Aid money and Charity reserves were used to help children and the primary carer who needed small grants for medical issues
e. Thank you to those members who were able to add a pound each month to their donation to their child. This has greatly helped in the struggle to meet the rising costs of education.

Management and Direction of the Charity:
• Laxmi has had another really difficult year. A close family member needs dialysis twice a week and has had to be admitted to hospital several times during the year. Her father-in-law suffered a stroke and needs constant care. Her husband has also lost a lot of his work from America, transcribing doctors’ notes. We can only apologise for the time it takes Laxmi to gather and send letters.
• The Charity has experienced some new trends which we hope will not become annual trends! One girl ran away from home without finishing her +2 (A level) course; She is now married at just 17 years old and expecting a child. Three girls gave up education at or just before their school leaving certificates. Two of the girls joined their mothers in making popcorn for sale at ceremonies and in temples. They buy a sack of corn and can just about double their money by heating it over wood fires to make the popcorn. Laxmi tried her best to advise them to finish their basic education but failed! The third girl did her SLC and said she knew she wasn’t clever enough to go on so she too started her popcorn business.
• The Charity Trustees need to caution members that we have dealt with three separate occasions where “children” have contacted sponsors directly via email or other social media asking for extra help (they meant money) for various things such as illness, renovating their home or for extra equipment for their school work. In two of these cases, there was an adult behind the requests and the money, as Laxmi found out, was not for the purpose they said when requesting it! The third case a child said she needed money for an operation. She did not need an operation; she needed money to compete with a friend from a wealthier family. The Charity, thanks to Laxmi’s vigilance, was lucky to avoid money being sent for fraudulent requests. If a child contacts you directly asking for extra help and if you are thinking of sending money, please contact either Raji in the UK on our phone number above or email Laxmi to have it checked out.
• On a much more positive note, the young people who sat their school leaving certificates achieved some of the best results we have seen and Laxmi has managed to get them all into good +2 colleges. She has negotiated excellent discounts by paying in bulk and in advance by using Gift Aid money and then replacing this money from monthly donations from sponsors.
• Another trend we really hope will continue is that some of the original children who were sponsored have good quality jobs (even if they are not paid very well yet) and have started to help the Charity as sponsors themselves! Four boys (young men now) Rusesh, Sajesh, Binesh and Sikesh have joined together to help children with a homework type club and to sponsor a child. They have also physically helped to rebuild the ground floor of three houses (so far!) Two girls who trained as nurses, Rustina and Monika are also sponsoring a little girl for her education. If you are thinking of travelling to Nepal, Rusesh could help you get a good deal in the hotel where he is a trainee manager. We hope other ex-beneficiaries of the Charity will think about adopting these ideas!
• During the last year, Raji and husband Shiva have had a house built in Itagol, in the Kirtipur municipality. They wanted to do this because the house where they usually stay in Kirtipur was damaged in the 2015 earthquakes and I want to have more European comforts when we and their children visit! The bottom two floors of this house are just about complete and Raji and Shiva have decided to make these rooms into a bed and breakfast (called Homestead in Nepal). The house has been built by paying parents of Charity children to do the various jobs. Raji and Shiva will also employ two Charity parents to work at the Homestead and say any profit made will be donated to our Charity. If anyone from the UK would like to stay at this house, please contact us.
• Gurkha Spicy Takeaway in Carlisle (run by Raji’s husband, Shiva) has donated 5% of its annual profit to our FE Charity…this is sponsoring one nurse and one engineer in training
• It is our intention to stop sending out a newsletter every time we send out letters. We started this during the aftermath of the earthquakes and feel that the news as we get is better sent to the individual sponsor(s) or distributed via our Facebook page.

Kevin Smith, Secretary
3rd July 2019



October 2018 Newsletter
Letters from Children
The children have virtually no experience of writing letters…the only letters they are likely to have received will be from you, their sponsor. This lack of experience of letter writing is because there is no real postal delivery service in Nepal. To receive letters in Nepal you have to have a post box at a main post office. This is relatively expensive to keep and in our case, it is in the middle of Kathmandu. Laxmi goes once a week to collect mail and small parcels; please also note that it is often not secure as things do get stolen! In an effort to encourage the children to write letters containing more information about themselves and their life, I will be producing some “stencils” which they can use to answer questions and hopefully give out a bit more information. Please accept my apologies if letters seem a bit the same for the next year.

Cost of Living in Nepal
Inflation in Nepal is greatly increasing food and building costs. For example, rice has gone up 390% in the last 2 years and the cost of a labourer for a day has gone up from Rs100 (about 70p) a day to Rs950 (£6.65) a day. This is undoubtedly good for families who have both parents to earn but the cost of food outstrips the wages when there is only a single parent. The cost of education has also rocketed but because of a favorable exchange rate, we can continue to keep things the same for how we provide funding towards the cost of this: please note we now do not claim the sponsor pays for all the costs of education, we just ensure it is a sizable contribution towards these costs.

Medical supplies
Laxmi has done a fabulous job since the many problems caused by the earthquakes occurred. She has just completed replenishing our stock of basic medicines and water purification tablets. These have been purchased from the Gift Aid money and extra donations from sponsors and it is a great credit to Laxmi that she has the foresight to keep a good stock and range of medicines. We have had people from our charity suffer from dysentery but thankfully nobody had had to be hospitalized because of it!
Kevin Smith, Secretary.


Newsletter July 2018

Arpita Maharjan: Arpita is the little girl who needed two operations on her heart. She had the first procedure last year and then had to wait until this year for the second and main procedure because of chest infections. I am very pleased to report that the operations were successful and that Arpita is up and back at school. Thanks to those who sponsored Arpita directly and also to those who sponsored Julie and Steve Brockbank in the Great North Run about two years ago.

Wells: One well in Panga village is now operational. The other well in Thowkel village has been dug to about 25 feet and will be completed in the dry season near to Christmas. Thanks to all Julie & Steve’s sponsors in last year’s Great North Run.

Rebuilding work after the 2015 Earthquakes: 22 children out of 86 lost their homes in these dreadful earthquakes and most of the rest had homes damaged to some degree…some seriously and others badly cracked. Our plan was to rebuild a base and first floor pillars for all destroyed houses. 14 such houses have been completed up to the first floor and the occupants have since re-used the bricks and wood to complete the ground floor and sometimes more. 4 houses have been rebuilt with brick pillars and brick walls and these are completed to first floor level. 3 families have opted to stay in their emergency tin homes. These families are all in Gamcha where they are on land which belongs to the government…they have lived there for many years but they cannot get permission to build a full house. These families have built brick entrances and have reinforced the walls and rooves. Just one family is still in partial limbo…the 3 brothers who owned the house could not agree what to do. Thanks to the help of her sponsor, one of the uncles has been bought out and the other will soon be bought out. Then we can help the family start to build. In addition to the money raised by the Charity (just over £1000 per family), the Nepalese Government has made a grant of about £1200 for rebuilding. The cost of building 2 rooms per floor and 2 floors in concrete and brick is about £5400 at current prices but most families have managed at least somewhere secure to live. Laxmi has given grants of up to £400 to various other families for repairs to homes and so all of the money raised has been spent. A big thank you to all who helped directly or who raised money in the many and varied ways; we have succeeded in our goal.

Further Education: Our FE Charity has 21 sponsors who give either an annual sum or a monthly donation. This money is used entirely to help to fund pupils who have progressed into FE. We cannot afford to pay the FE costs for all (a BSC in Business costs about £860 a year for example and a nurse about £1450 a year). Laxmi has to make the very difficult choice that we can only sponsor those who get the equivalent of 3 x “A’s”…they call it a distinction. Sadly a BSC is not really worth much in Nepal so they have to study for a master’s degree (about the same as our basic degree here and so some children have to seek work to fund themselves. Anyone with less than a distinction at the equivalent of our GCSE’s can get onto courses but the colleges and universities only use them to get funding and they have less classes than others!

Health: Laxmi has ensured that all children have had the relevant injections…most of these can be done by other charities in Kathmandu but she arranges to take the children and parents and she gets the relevant paperwork. This year she has also had every child boosted for tetanus. Thanks to Gift Aid tax reclaims!

Kevin Smith / Secretary

"What lies behind us, and what lies before us are tiny matters compared to what within us" 

Translate This Page